:root{--accent:#f0631f;--accent-deep:#d2500f;--accent-wash:#fdeadd;--accent-soft:#ffd9b8;--cream:#f6f1e9;--cream-deep:#efe7da;--line:#e7ddcd;--ink:#1a1714;--ink-soft:#5c544c;--green:#17823b;--gold:#d9a441;--card:#fff;--r:16px;--max:1180px}
*{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;overflow-x:hidden;background:var(--cream);color:var(--ink);font-family:"Montserrat",system-ui,-apple-system,"Segoe UI",Arial,sans-serif;font-size:16px;line-height:1.6}
h1,h2,h3,h4{font-family:"Fraunces",Georgia,serif;font-weight:600;line-height:1.2;color:var(--ink);margin:0}
h1{font-size:clamp(1.9rem,3.4vw,2.8rem)}h2{font-size:clamp(1.45rem,2.4vw,1.9rem);margin-top:2.6rem;padding-top:.4rem}h3{font-size:1.18rem;margin-top:1.8rem}
h2+*,h3+*{margin-top:.7rem}
p{margin:.7rem 0}a{color:var(--accent-deep);text-decoration:none}a:hover{text-decoration:underline}
strong{font-weight:600;color:var(--ink)}em{color:var(--ink-soft)}
hr{border:0;border-top:1px solid var(--line);margin:2rem 0}
ul,ol{padding-left:1.3rem}li{margin:.3rem 0}li::marker{color:var(--accent)}
code{font-family:ui-monospace,Menlo,monospace;font-size:.9em;background:var(--cream-deep);padding:.1em .35em;border-radius:6px}
.tbl{overflow-x:auto;margin:1rem 0;border:1px solid var(--line);border-radius:12px;background:#fff}
table{border-collapse:collapse;width:100%;font-size:.9rem;min-width:520px}
th,td{padding:.6rem .75rem;text-align:left;vertical-align:top;border-bottom:1px solid var(--line)}
th{background:var(--cream);font-weight:600;font-family:"Montserrat",sans-serif;font-size:.82rem;letter-spacing:.02em;text-transform:uppercase;color:var(--ink-soft);position:sticky;top:0}
tr:last-child td{border-bottom:0}tbody tr:nth-child(even) td{background:#fcfaf6}
/* header */
.top{position:sticky;top:0;z-index:20;background:rgba(246,241,233,.92);backdrop-filter:saturate(140%) blur(8px);border-bottom:1px solid var(--line)}
.top .in{max-width:var(--max);margin:0 auto;display:flex;align-items:center;gap:1.2rem;padding:.55rem 1.2rem}
.top img{height:46px;width:auto}
.top nav{display:flex;gap:.2rem;margin-left:auto;flex-wrap:wrap}
.top nav a{padding:.45rem .8rem;border-radius:999px;font-weight:600;font-size:.88rem;color:var(--ink)}
.top nav a:hover{background:var(--accent-wash);text-decoration:none}.top nav a.on{background:var(--accent);color:#fff}
.top nav a.int{border:1px dashed var(--line);color:var(--ink-soft)}
.tag{font-size:.72rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--accent-deep);background:var(--accent-wash);padding:.25rem .6rem;border-radius:999px;display:inline-block}
.tag.int{background:#e9ecf5;color:#3c4a7a}
/* layout */
.wrap{max-width:var(--max);margin:0 auto;padding:1.5rem 1.2rem 4rem}
.doc{display:grid;grid-template-columns:250px minmax(0,1fr);gap:2.2rem;align-items:start}
.toc{position:sticky;top:78px;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:1rem 1.1rem;max-height:calc(100vh - 100px);overflow:auto}
.toc b{display:block;font-size:.75rem;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-soft);margin-bottom:.5rem}
.toc a{display:block;font-size:.86rem;color:var(--ink);padding:.28rem 0;border-left:2px solid transparent;padding-left:.6rem;margin-left:-.6rem;line-height:1.35}
.toc a:hover{border-left-color:var(--accent);text-decoration:none}.toc a.on{border-left-color:var(--accent);color:var(--accent-deep);font-weight:600}
.toc .dl{margin-top:1rem;padding-top:.8rem;border-top:1px solid var(--line)}
.article{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:2rem clamp(1.2rem,3vw,3rem) 3rem}
.article>h1{margin-bottom:.4rem}.meta{color:var(--ink-soft);font-size:.92rem;margin-bottom:1.4rem}
.article h2{border-bottom:2px solid var(--accent-wash);padding-bottom:.35rem;scroll-margin-top:90px}.article h3{scroll-margin-top:90px}
.article p:first-of-type{margin-top:.2rem}
blockquote{margin:1rem 0;padding:.6rem 1rem;border-left:4px solid var(--gold);background:var(--cream)}
/* hero & cards */
.hero{display:grid;grid-template-columns:1.15fr .85fr;gap:2rem;align-items:center;padding:2.2rem 0 1rem}
.hero p.lead{font-size:1.12rem;color:var(--ink-soft);max-width:58ch}
.hero>div{min-width:0}.hero .box{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:1.3rem 1.4rem}
.hero .box b{display:block;font-size:.75rem;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-soft)}
.kpis{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:.9rem;margin:1.6rem 0}
.kpi{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:1rem 1.1rem;position:relative;overflow:hidden}
.kpi::before{content:"";position:absolute;left:0;top:0;bottom:0;width:4px;background:var(--accent)}
.kpi.g::before{background:var(--green)}.kpi.y::before{background:var(--gold)}.kpi.r::before{background:#9a0000}
.kpi .v{font-family:"Fraunces",serif;font-size:clamp(1.4rem,4vw,1.9rem);overflow-wrap:anywhere;font-weight:600;line-height:1.05;letter-spacing:-.01em}
.kpi .l{font-size:.84rem;color:var(--ink-soft);margin-top:.3rem}.kpi .s{font-size:.78rem;color:var(--ink-soft);margin-top:.35rem}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:1rem;margin:1rem 0 2rem}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:1.3rem 1.3rem 1.1rem;display:flex;flex-direction:column;gap:.4rem;transition:transform .15s,box-shadow .15s;color:var(--ink)}
.card:hover{transform:translateY(-2px);box-shadow:0 10px 30px rgba(26,23,20,.08);text-decoration:none}
.card .ic{font-size:1.6rem}.card h3{margin:0;font-size:1.2rem}.card p{margin:0;color:var(--ink-soft);font-size:.92rem}.card .go{margin-top:auto;color:var(--accent-deep);font-weight:600;font-size:.88rem}
.find{counter-reset:f;display:grid;gap:.7rem;margin:1rem 0 2rem}
.find>div{background:#fff;border:1px solid var(--line);border-radius:12px;padding:.9rem 1.1rem .9rem 3.2rem;position:relative}
.find>div::before{counter-increment:f;content:counter(f);position:absolute;left:.95rem;top:.85rem;width:1.7rem;height:1.7rem;border-radius:50%;background:var(--accent);color:#fff;font-weight:700;display:grid;place-items:center;font-size:.9rem}
.find b{display:block;margin-bottom:.15rem}.find span{color:var(--ink-soft);font-size:.93rem}
.chart{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:1.2rem 1.3rem;margin:1rem 0 2rem}
.chart .t{font-weight:600;margin-bottom:.2rem}.chart .s{font-size:.85rem;color:var(--ink-soft);margin-bottom:.8rem}
.chart svg{width:100%;height:auto;display:block}
.legend{display:flex;gap:1rem;font-size:.82rem;color:var(--ink-soft);flex-wrap:wrap}.legend i{display:inline-block;width:12px;height:12px;border-radius:3px;margin-right:.35rem;vertical-align:-1px}
.note{background:var(--accent-wash);border:1px solid var(--accent-soft);border-radius:12px;padding:.8rem 1rem;font-size:.92rem}
.note.int{background:#e9ecf5;border-color:#c9d0e6}
.btn{display:inline-block;background:var(--accent);color:#fff;font-weight:600;padding:.6rem 1.1rem;border-radius:999px;font-size:.92rem}
.btn:hover{background:var(--accent-deep);text-decoration:none}.btn.o{background:#fff;color:var(--accent-deep);border:1.5px solid var(--accent)}
.sec{margin-top:2.4rem}.sec h2{margin-top:0;margin-bottom:.3rem}.sec .s{color:var(--ink-soft);margin-bottom:1rem}
footer{max-width:var(--max);margin:0 auto;padding:1.5rem 1.2rem 2.5rem;color:var(--ink-soft);font-size:.82rem;border-top:1px solid var(--line)}
.tocbtn{display:none}
@media(max-width:900px){.kpis{grid-template-columns:repeat(2,minmax(0,1fr))}.top .tag{display:none}.cards{grid-template-columns:minmax(0,1fr)}.doc{grid-template-columns:1fr}.toc{position:relative;top:0;max-height:none}.hero{grid-template-columns:1fr}.top img{height:38px}.top nav a{padding:.4rem .6rem;font-size:.82rem}}
@media print{.top,.toc,footer{display:none}.article{border:0;padding:0}body{background:#fff}}